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For most people, finding the right home in Martinsburg, West Virginia is just the first step. Finding the right financing to buy a home is essential to make the home purchase occur! A home buyer has a choice of local mortgage lenders and national lenders advertising on the Web. Many home buyers find that using local Martinsburg, West Virginia lenders (with rates very comparable to online mortgage brokers) help ease some of the stress of moving. Home buyers have more personal service, and the mortgage companies have a better relationship with appraisers and other real estate professionals. Ask about adjustable rate loans if you are guaranteed to be relocated out of Martinsburg within the next 5 years. I had a friend who found a 40 year adjustable with 5 year fixed rate. He knew that he had guaranteed relocation buy-out at the end of his assignment so he wasn’t worried about building equity. He ended up paying less than half in a mortgage payment than he would have paid in rent! Short on cash? There are many mortgage lenders in Martinsburg that now offer 100% financing – no down payment certainly helps keep moving expenses down!
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Martinsburg is a city in Berkeley County, West Virginia, USA. As of the 2000 census, the city population 14,972 (the CBSA, however, had a population of was 43,441) [1]. It is the county seat of Berkeley CountyGR6. Martinsburg was founded in 1778 by General Adam Stephen who named it in honor of Colonel Thomas Bryan Martin, a nephew of Thomas Fairfax, 6th Lord Fairfax of Cameron. It was incorporated by an act of the West Virginia Legislature March 30, 1868. It is also home to the 167th Airlift Wing of the West Virginia Air National Guard. Amtrak, the national passenger rail system, provides service to Martinsburg. The city's passenger rail station is located downtown at 229 East Martin Street. Amtrak Train 29, the westbound Capitol Limited, is scheduled to depart Martinsburg at 5:35pm daily with service to Cumberland, Connellsville, Pittsburgh, Alliance, Cleveland, Elyria, Sandusky, Toledo, Waterloo, Elkhart, South Bend, and Chicago. -- Source: Wikipedia.com
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Census Data for Martinsburg, West Virginia
| Martinsburg | West Virginia | United States | |
| Population | 14,972 | 1,808,344 | 281,421,906 |
| Median age | 37 | 38.9 | 35.3 |
| Median age for Male | 35.7 | 37.5 | 34 |
| Median age for Female | 38.4 | 40.2 | 36.5 |
| Households | 6,684 | 736,481 | 105,480,101 |
| Household population | 14,760 | 1,765,197 | 273,643,273 |
| Average household size | 2.21 | 2.4 | 2.59 |
| Families | 3,691 | 504,055 | 71,787,347 |
| Average family size | 2.92 | 2.9 | 3.14 |
| Housing units | 7,432 | 844,623 | 115,904,641 |
| Occupied units | 6,684 | 736,481 | 105,480,101 |
| Vacant units | 748 | 108,142 | 10,424,540 |
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